Boat owners should clarify with their insurer the nature of the survey required. Some request a hull survey only, whilst others demand a ful
l Condition and Valuation Survey.
A typical Insurance Survey concentrates on
hull condition and the general safety of the vessel using the relevant British Standards
as guidelines.
Visible and accessible areas of the
underwater hull will be examined visually, by hammer soundings and ultasonic point residual thickness measurement.
Ultrasonic thickness gauge
The Insurance Survey Report is somewhat less expensive to the customer because it has limited scope and makes no comment on cosmetic matters, build quality or fitness for purpose unless this is of significance to insurability. In addition, the report does not set out to offer advice which may be relied upon when deciding whether or not to buy the boat.
As a guide to the cost of an insurance survey here are a few examples:-
50’ Narrow Boat £250.00
30’ Motor Cruiser £180.00
40’ Motor Cruiser £220.00
The Insurance Survey report will conclude with a list of recommendations, conclusions and valuation. This report will be available within a maximum of 72 hours of the survey, in many cases a copy will be available for email within 24 hours, with a bound copy dispatched immediately after printing.